One clear formula.
Record what you own, subtract what you owe, and keep the changing total visible over time.
Get worthiNet worth tracker
Track everything that makes up your net worth.
worthi gives you one private place to track accounts, assets, holdings, cash flow, and history without rebuilding the same spreadsheet every month.
Investments included.
Track symbols, quantities, cost basis, latest prices, market value, and unrealized gains.
Real assets count too.
Homes, vehicles, land, collectibles, and private assets can sit beside cash and brokerage balances.
What it helps with
A clearer record of your financial picture.
Complete picture
Track more than account balances.
A bank app can show one slice of your money. Net worth needs the full picture: liquid accounts, investments, debts, and assets that live outside financial institutions.
Add bank, cash, wallet, brokerage, credit, and loan accounts
Track houses, cars, land, collectibles, crypto, and private investments
Keep transactions and recurring cash flow connected to the same financial picture
History
Watch the trend, not just today.
A single number is useful, but the trend is what helps you understand progress. worthi saves net worth history so your financial picture becomes easier to compare over time.
See current net worth and historical state
Compare allocation across accounts, assets, and holdings
Keep a record that survives spreadsheet churn
Control
Manual-first by design.
worthi is for people who want clarity without handing over financial login credentials. You decide what to track and when to update it.
No bank passwords required
Start with a first snapshot before checkout
Keep your personal finance records scoped to your own account
Questions
Straight answers before you start.
What is a net worth tracker?
A net worth tracker is a place to record what you own, subtract what you owe, and watch the total change over time. worthi is built for accounts, investments, real-world assets, recurring cash flow, and multi-currency history.
Can worthi track assets outside my bank account?
Yes. worthi can track real estate, vehicles, land, collectibles, private investments, crypto assets, and other assets alongside ordinary account balances and investment holdings.
Do I need to link bank or brokerage credentials?
No. worthi is manual-first, so you can build a complete snapshot without sharing bank, brokerage, or credit card login credentials.
Can I track net worth in multiple currencies?
Yes. worthi supports a primary currency, secondary display currencies, and FX rate syncing so a mixed-currency financial picture is easier to read.
Start simple